Taxes done properly: federal and state income tax (44 states, SS and pension rules), capital gains, FICA, RMDs, IRMAA, 72(t) SEPP, and a Roth conversion optimizer.

Your whole balance sheet: every account type, real estate and rentals with mortgages, 529s, bond and TIPS ladders, employer match, and the working years before retirement.

Decisions, not just a number: Social Security claiming, ACA subsidy optimization, bucket strategy and cash flow priorities, Monte Carlo, saved and side-by-side scenarios, and a plain-language year-by-year action plan.